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Welcome Silver Travel Member!

Become a Bondholder with HPB and you could take your pick from stunning locations with superb facilities every year

The Holiday Property Bond (HPB) is a different way to holiday that comes into its own in uncertain times. By becoming a Bondholder, you can take your pick of over 30 stunning destinations across Europe and the UK. Many have facilities like heated swimming pools, tennis courts, libraries, games rooms and more.

Your holiday entitlement is reissued each year, and increased in-line with standard increases across the holiday points chart, meaning your holiday booking power is protected.

Although HPB is all about the holiday benefits you can enjoy, it is an investment product. This means that it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read "How HPB works" for a summary of the principal risks and benefits.

To start thinking ahead to your next holiday, request your brochure to see our stunning properties in detail.


A small selection from our portfolio of over 30 stunning holiday locations


What is the minimum investment?

The minimum investment is £5,000, but many people choose to invest more to boost their holiday booking power.


Are there any charges?

Like nearly all investments there are charges involved. An initial charge of 25% is taken and the Fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. You will also pay a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Initial, annual and quarterly charges

What happens if we don’t enjoy our first holiday?

If you take your first holiday within three years of investing and are not entirely happy, you can apply to cash in your HPB investment within 14 days of your return and get back the full amount of your initial payment.

Our Money Back Promise

What does my investment give me?

Your investment gives you Holiday Points. For every £1 invested you receive one Holiday Point a year. You can use them every year to book the HPB property of your choice.

Holiday Points

Where can I go on holiday?

There are HPB properties across England, Wales and Scotland, most in Areas of Outstanding Natural Beauty. You can also choose from properties set in fabulous locations in 13 countries across Europe.

Over 1,500 HPB properties

What do I pay to go on holiday?

All we ask you to pay is a no-profit user charge that covers the expense of running and maintaining the properties. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available.

No-profit user charge

For a fuller explanation of the principal risks and benefits, please read “How HPB Works”.


Read our HPB reviews

HPB Management's holiday booking service has achieved accreditation through Feefo, the independent and trusted ratings and reviews platform. This is based purely on the experiences of our Bondholders, and shows how highly our customers rate us.


Bondholders holidaying at HPB’s Physkos Turunç, Turkey

Enjoy superb holidays for life
Find out how the Holiday Property Bond could transform the way you holiday

With the Holiday Property Bond, you can take your pick from over 1,500 superb villas, cottages and apartments situated at more than 30 stunning locations across the UK and Europe. From the magnificent Scottish Highlands to the sun-drenched Algarve, you could enjoy something different and magical each time you go away.


How can I find out more?

Ask for a brochure, speak to a representative or come and see us – now’s the time to find out more about a lifetime of wonderful holidays.

Request our fully illustrated
holiday property brochure

Please read "Holiday better with HPB" and then we will be delighted to send you our brochure, including our property portfolio, and your FREE copy of Insight Magazine. See the beautiful holiday homes and magnificent locations where you can spend your holidays as a Bondholder and learn how impressed Bondholders have been by our handling of the problems caused by coronavirus.

Please complete and submit the form or, alternatively, telephone our
brochure request line on 0800 230 0391

Request a brochure

Request a brochure by 31st July 2024 for your chance to win in our £3,000 Cash Draw.
Click here to view details.

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Exclusive holidays for life

An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is Equiom (Isle of Man) Limited, registered at Jubilee Buildings, Victoria Street, Douglas, Isle of Man, IM1 2SH. The Securities Adviser is Stanhope Capital LLP of 35 Portman Square, London W1H 6LR. No medical examination is required.

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.