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Many of us dream of a holiday home in a beautiful location, somewhere to escape to for really relaxing breaks as often as we choose. The Holiday Property Bond is a practical and affordable alternative. It offers you exclusive access to a portfolio of over 1,400 top-quality villas, cottages and apartments in 32 locations across the UK and Europe. You can use them for the whole of your life - without the problems and worries of ownership such as organising repairs, cleaning and gardening.

So how does it work?

Your questions answered...
Q. What do I actually have to pay?

A. You make an initial payment of anything from £5,000 and pay a quarterly fee of around £30 (that is around £120 a year), linked to RPI. This gives you access to all HPB’s 1,400+ holiday homes.

Q. What happens to my initial investment?

A. After an initial charge of 25%, it is invested in a fund of holiday properties and securities. The fund itself then meets annual charges of 2.5% and other overheads. The return on your investment is purely in the form of the enjoyment you experience from your holidays. As with most investments, your capital is at risk.

Q. What else do I have to pay to stay at a property?

A. For each visit you will pay a no profit user charge, calculated to cover property running and maintenance costs, such as electricity, cleaning, gardening, refurbishment and local taxes and use of on-site facilities but with no profit rental element. The charge stays level throughout the year, so there are no high season premiums. For a studio for two this will average about £300 a week, for a two-bedroom property for four around £460 a week. Larger properties are also available.

Q. Can I cash in my investment?

A. Yes. You can surrender your investment back to the company after two years or more (subject to deferral in exceptional circumstances) but you will not get back the full amount you invested. What you do get back will reflect the charges referred to earlier, as well as other overheads and changes in the value of the fund’s properties and securities.

Q. What are the initial and annual charges for?

A. A large part of the initial charges pays for future marketing of the Bond. The more Bondholders and the more investment we can attract, the more properties the Bond can buy – increasing your choice of holiday. Annual charges go toward the administration of the fund, operating the holiday booking system and providing support to Bondholders, helping you book and enjoy your holidays.

WE'D LOVE TO TELL YOU MORE

Where can I holiday
with HPB?

HPB's portfolio of properties offers you some of the most desirable holiday locations in the UK and Europe and some of the loveliest properties, from restored stately homes to modern villas.

SEE OUR PORTFOLIO

Over 42,000
happy Bondholders

READ THEIR STORIES
Our investors ('Bondholders') frequently tell us that HPB has transformed the quality of their family holidays. Our elegant and comfortable holiday homes, fantastic on-site facilities, helpful staff and beautiful locations all combine to make HPB the last word in relaxation – as you will hear from some of our Bondholders in their own words.

A proud heritage

HPB began as a new idea, but it rapidly became a proven success. As the number of investors (Bondholders) has grown, so has the number of holiday properties we have been able to buy or build. Although you do not own the properties, the fund in which your money, after charges, is invested had net fund assets (properties and securities) of over £280 million as at 31st December 2017. The fund has no borrowings, and never has had.
READ OUR STORY

How can I find out more?

Please read "Your questions answered" and then fill in the form and we will be delighted to send you our brochure and information pack, including our DVD introduced by Bondholder Sue Barker, a full list of forthcoming Open Days and Exhibitions and our beautifully illustrated full property portfolio. See the beautiful holiday homes and magnificent locations where you can spend your holidays as a Bondholder.

Please complete and submit the form or, alternatively, telephone our FREE brochure line on 0800 230 0391

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This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.

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