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Holidays for life

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HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read "How HPB works" for a summary of the principal risks and benefits.

Physkos

Turunç, Turkey

Things to do in Içmeler, Turkey

Surrounded on all three sides by miles of pine forests İçmeler is a stunning and popular resort just 8 kilometres from Marmaris and Physkos. Located in the Turkish Riviera it's a quieter alternative to the busier local town of Marmaris, with a beautiful beach and wonderful collection of cultural things to do and see. The nightlife is scarce in this old sponge divers' village, making it a quiet alternative to other popular destinations in the area.

The Canal

On your visit to İçmeler a walk along the canal is definitely recommended. Enjoy the various stalls selling local goods including handmade items and local foods. The embroidery is something to be revelled at and you'll find traditional Turkish Delight available at very reasonable prices too. A visit by night is also worth doing to see the incredible atmosphere created by the lights used to ignite the canal in a kaleidoscope of colour.

Içmeler Beach

Complete with sunbeds, WiFi, golden sands and beautiful water İçmeler beach is a popular tourist attraction in the area and certainly caters for it. There's plenty of places to set up camp for the day with extraordinary views across the water. There's plenty of food and drink and many places will see to your needs with waiters throughout the day. There's also a variety of water activities you can experience if you're inclined to do so.

Mitos Lounge

If you're looking for a little more luxury you can visit Mitos Lounge. Experience bathing in the sun on bean bags and cushions or perhaps lay yourself out on the outdoor beds they have lining the beach. The ambience is perfect for relaxation with calm music playing and furniture with a difference including stone sofas with plush cushions. Right next to the water you can enjoy a smooth beverage, a dip and a special day of relaxation.

Market Day

If you're interested in tasting the local delights of shopping İçmeler is certainly the place to be. There is plenty on offer and the Wednesday market is an experience to be had. Although your attention will be vied for by different sellers the wares on offers are incredible. Try your hand at some friendly bartering and enjoy everything a typical British market offers at much lower prices. An ideal place to find souvenirs and another experience to add to your list of things you've done while visiting Physkos.

Hiking the Mountains

For a unique experience off the beaten track take an adventure into the surrounding pine forests. İçmeler is surrounded on all three sides by thick forests of tall pines. If you get the chance, a recommended hike into the mountains to talk amongst the pine trees is worth it. You'll be greeted by a wonderful aroma of pine with the gentle chirping of critters in the background. There are plenty of stunning views to take in too.


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How can I find out more?

The Holiday Property Bond could do as much for your quality of life as it has done for many thousands of families who have already invested. That's why we invite you to get in touch with us in any of these 3 ways and please don't forget our unique 'Money back promise' and 'interest free loan' options.

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We're so confident you'll be delighted with HPB
that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return. Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

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Please request our fully
illustrated brochure

Please read "How HPB works" and then we will be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Exhibitions. See the beautiful holiday homes and magnificent locations where you can spend your holidays as a Bondholder.

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You can speak to one of our representatives

Your local HPB representative will be happy to call or meet you at a convenient time and place for an informal chat. Simply fill in your details and we'll do the rest.

Most of our representatives are Bondholders themselves and all have visited a number of Bond sites.

The representative will give you all the information you need and then leave you to make up your own mind. He or she will talk to you about your holiday requirements and what level of investment is needed to secure the kind of holidays you want.

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See our stunning properties
for yourself

Attending an Open Day at an HPB holiday location is an enjoyable way to see what HPB has to offer. Just turn up and stay as long as you wish – there is no need to make an appointment. The representatives will introduce themselves and answer your questions. You will also be invited to inspect the site and see HPB’s high standards for yourself.

Alternatively, you are welcome to attend one of our Exhibitions at a hotel near you. You can chat to one of our representatives, ask your questions and watch our complete DVD 'travelogue' of HPB locations.

VISIT AN OPEN DAY OR EXHIBITION

This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.

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➤ You will receive our beautiful property portfolio

➤ Our full length DVD introduced by Bondholder & presenter Sue Barker

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Holiday better with HPB

A. How can I holiday better?

Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of around £30 – that is around £120 a year.

B. Will there be more properties in the future?

As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

C. How long can I holiday with HPB?

For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

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