Kings Arms, Askrigg

IMPORTANT INFORMATION
This advertisement is issued by HPB Management Limited (“HPBM”) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (“HPBA”) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

Your money, after charges, goes into a life assurance bond which invests in a fund of properties and securities. Your investment’s value will go up or down to reflect changes in the value of those properties and securities and payment of management charges and expenses by the fund. Properties are booked for a no profit "user charge" and Points issued with the Bond. There is a quarterly fee of around thirty pounds linked to RPI. If you do not use our Money Back Promise", you can surrender your investment to the company only after two years or more but you may get back less than you paid. Exceptionally surrender may be deferred up to twelve months. Minimum initial payment £5,000 and no medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest.

HPBM is able to advise only on HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.