We use cookies to give you the best possible online experience.
If you continue, we'll assume you are happy for your web browser to receive all cookies from our website.
The island of Madeira is one of Europe's most beautiful travel locations.
It offers an all-year-round summer climate and wonderful fauna and flora. Here you will find wonderful parks and gardens with the most exotic flowers; immense, lofty cliffs and vertiginous peaks; and rustic villages in peaceful valleys.
The Island is often referred to as a "floating garden", which reflects the centuries of cultivation. The rich volcanic soil, good climate and rainfall have created a landscape of fertile river valleys, terraced hillsides cultivated with vines and bananas, and thick forest.
Encosta Cabo Girão is part of the Holiday Property Bond's growing portfolio of outstanding holiday properties throughout the UK and Europe, imaginatively created over 32 years to combine "home from home" comfort with total relaxation. Currently the portfolio features 35 holiday developments, all in stunningly beautiful locations across 13 countries, with over 1,400 individual villas, apartments and cottages.
For a summary of how HPB can give you and your family a lifetime of wonderful holidays and the risks as well as the benefits of an investment please read "How and how much" below.
Then we would be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Exhibitions. Please just complete and submit this form or telephone our FREE brochure line on 0800 230 0391.
We will use the details you provide above to send you our detailed HPB brochure and keep you updated about HPB holiday offers.
This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.
Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.
➤ You will receive our beautiful property portfolio
➤ Our full length DVD introduced by Bondholder & presenter Sue Barker
➤ And a list of forthcoming Open Days and Exhibitions
A. You make an initial payment of anything from £5,000 and pay a quarterly fee of around £30 (that is around £120 a year), linked to RPI. This gives you access to all HPB’s 1,400+ holiday homes.
A. After an initial charge of 25%, it is invested in a fund of holiday properties and securities. The fund itself then meets annual charges of 2.5% and other overheads. The return on your investment is purely in the form of the enjoyment you experience from your holidays. As with most investments, your capital is at risk.
A. For each visit you will pay a no profit user charge, calculated to cover property running and maintenance costs, such as electricity, cleaning, gardening, refurbishment and local taxes and use of on-site facilities but with no profit rental element. The charge stays level throughout the year, so there are no high season premiums. For a studio for two this will average about £300 a week, for a two-bedroom property for four around £460 a week. Larger properties are also available.
A. Yes. You can surrender your investment back to the company after two years or more (subject to deferral in exceptional circumstances) but you will not get back the full amount you invested. What you do get back will reflect the charges referred to earlier, as well as other overheads and changes in the value of the fund’s properties and securities.
A. A large part of the initial charges pays for future marketing of the Bond. The more Bondholders and the more investment we can attract, the more properties the Bond can buy – increasing your choice of holiday. Annual charges go toward the administration of the fund, operating the holiday booking system and providing support to Bondholders, helping you book and enjoy your holidays.
