Holidays for life
Walking
Solo (Bond companions club)
Accessibility
Facilities
Dog friendly
Onsite activities
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The town of Ferragudo, in Portugal's stunning Algarve, is small and traditional. It lies on the banks of the River Arade estuary, across from better known town Portimão. This beautiful little place is characterised by many traditional little fisherman's homes; white-washed and facing the riverfront.
Palm-fringed gardens run up towards the main square, Praça Rainha Dona Leonor. This square holds a number of cafés from which to enjoy a lovely afternoon pastry or coffee and round the corner at the quay you can enjoy brilliant views across the water from the selection of restaurants on offer.
Ferragudo is home to tiny little streets and compact buildings that you can reach from the main square. There are some great beaches to enjoy, with golden sand and a rocky backdrop. The Praia Grand and the Angrinha beach are two of the favourites; the former is the town's main beach and it's from here you can see the little medieval castle on the rock – the fort of São João do Arade. The latter is less known and a bit quieter but just as lovely. The estuary and river are good for sports and some lovely evening strolls are to be had through the town too.
Luci loves getting out and about for a good cycle ride or easy-going walks in the countryside, and thoroughly enjoyed the time she previously spent working for the National Trust. Her love of writing started from a young age and on rainy days nothing beats curling up in a secret corner with a good book.
The Holiday Property Bond could do as much for your quality of life as it has done for many thousands of families who have already invested. That's why we invite you to get in touch with us in any of these 3 ways and please don't forget our unique 'Money back promise' and 'interest free loan' options.
In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return. Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.
This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.
Full details of the offer will be provided before you invest.
Please read "How HPB works" and then we will be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Exhibitions. See the beautiful holiday homes and magnificent locations where you can spend your holidays as a Bondholder.
Please complete and submit the form or, alternatively, telephone our FREE brochure request line on 0800 230 0391
We will use the details you provide above to send you our detailed HPB brochure and keep you updated about HPB holiday offers.
Read what our customers say
Your local HPB representative will be happy to call or meet you at a convenient time and place for an informal chat. Simply fill in your details and we'll do the rest.
Most of our representatives are Bondholders themselves and all have visited a number of Bond sites.
The representative will give you all the information you need and then leave you to make up your own mind. He or she will talk to you about your holiday requirements and what level of investment is needed to secure the kind of holidays you want.
One of our representatives will contact you using the information above.
Attending an Open Day at an HPB holiday location is an enjoyable way to see what HPB has to offer. Just turn up and stay as long as you wish – there is no need to make an appointment. The representatives will introduce themselves and answer your questions. You will also be invited to inspect the site and see HPB’s high standards for yourself.
Alternatively, you are welcome to attend one of our Exhibitions at a hotel near you. You can chat to one of our representatives, ask your questions and watch our complete DVD 'travelogue' of HPB locations.
This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.
Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.
➤ You will receive our beautiful property portfolio
➤ Our full length DVD introduced by Bondholder & presenter Sue Barker
➤ And a list of forthcoming Open Days and Exhibitions
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of around £30 – that is around £120 a year.
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.
