With HPB, it’s a gardener’s world
HPB’s holiday booking service has been rated 4.9 out of 5 based on 14,779 customer reviews on Feefo.
Find out how you can enjoy holidays amongst unique gardens year after year.
From award-winning sub-tropical planting to a country estate with a patchwork of shimmering grasses and perennial beds, become an HPB Bondholder and you’ll be able to enjoy a different garden every time you go away. From February’s blanket of snowdrops at Sibton Park, Kent, to autumn’s kitchen garden harvest at Upper Norton, Shropshire, HPB grounds and gardens offer year-round interest that create the perfect foil for the properties they surround.
Often the style of an HPB garden is influenced by the history of the site. For example, at our Breton chateau, the Manoir du Hilguy, the lush plantings in the magnificent walled garden are typical of grand country houses in the area.
At other properties, we have a blank canvas. At Encosta Cabo Girão, for instance, on the island of Madeira, we worked with a local gardener to create a magnificent sub-tropical garden, with swathes of agapanthus overlooking the cliffs.
Closer to home, our Head Gardener at Duloe Manor in Cornwall has created a rich mix of planting. From an Apothecary Garden to the rare Queen of the Night cactus that flowers just once a year, there is something special everywhere you look.
Although HPB is all about the holiday benefits you can enjoy, it is an investment product. This means that it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read “How HPB works” for a summary of the principal risks and benefits.
To start thinking ahead to your next holiday, request your brochure to see our stunning properties in detail.
Please find out more the way that suits you…
A small selection from our portfolio of over 30 stunning holiday locations
El Pueblito de Alfaix
Almeria,
HPB's southern Spanish home is a modern holiday village, carefully designed and built in the Moorish style to resemble an authentic Andalucian village.
Henllys
Anglesey,
This restored Francisan friary dominates 150 acres of hillside parkland in Anglesey and has its own county-standard 18-hole golf course.
Sibton Park
Kent, UK
This superb Grade II-listed country house tucked into the North Downs is an ideal base for visiting Kent's beautiful countryside and many historic sites.
Encosta Cabo Girão
Cabo Girão,
This purpose-built holiday village in Madeira sits atop a high sea cliff with fantastic views out to sea. It is some eight miles from the capital Funchal.
FAQs
What if I don’t enjoy my first holiday?
We are so confident that you will be delighted by the quality of HPB holidays that we are prepared to make you an unprecedented ‘Money Back Promise’:
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return.
Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount you originally invested.
This offer applies to the first holiday at any HPB owned property and which is taken by at least one of the Bondholders themselves.
How do you deliver good value holidays?
HPB’s holiday benefits are provided through a Holiday Points system, in which each £1 of your initial payment (minimum £5,000) entitles you to one Holiday Point every year. Each time you book a holiday, you exchange Holiday Points for the accommodation you want. These Holiday Points are reissued to you every year and if not used, can be "rolled over" for use in the following year.
You then pay only a no profit user charge, which covers property running and maintenance costs, rather than a commercial rental charge. The average weekly charge for a studio sleeping two is around £372, and £569 for a two bedroom property.
Your holiday benefits don’t just last for your own lifetime – in due course you can pass your Bond on to your children and grandchildren for them to enjoy too.
What kind of standards can I expect on HPB holidays?
Wherever you go to an HPB location, you can expect a consistently high standard of comfort and service. All our villas, apartments and cottages are fully self-contained and fitted and furnished to high, modern standards.
All our properties, and the exclusive leisure facilities that come with them, are impeccably maintained by on-site staff. You have no maintenance worries at all. That’s a big advantage of HPB, compared with the alternative of buying your own holiday home.
Not only that, but we have an ongoing programme of refurbishment and improvement to keep HPB properties in tip-top condition.
Where and when can I go on holiday with HPB?
There are currently over 1,500 wholly owned HPB properties in 32 fabulous locations across 13 countries across Europe, including over 600 properties in 19 locations in the UK – and the number continues to grow. HPB has a knack for choosing unforgettable locations, such as the sun-drenched Algarve, the majestic Highlands of Scotland, the stunningly beautiful Aegean coast of Turkey and the picturesque Cotswolds. As Bondholders you can holiday in any of our holiday homes, in any location, at any time of year, subject only to availability and the level of your investment. And there are no exchange fees to pay.
How often can I go on holiday?
That depends on how much you choose to invest, when you want to go away, and what kind of properties you want. Many Bondholders are able to get away on holiday three, four or five times a year – especially as they can benefit from a wide range of special offers.
You can look forward to the same level of high quality holiday entitlement for the whole of your lifetime, no matter what happens to inflation. That is because when your Holiday Points are re-issued to you each year they are increased in line with standard increases across the Holiday Points chart, meaning your holiday booking power is protected, year after year after year.
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Who are HPB and why can I trust you?
The Holiday Property Bond was founded in 1983 as a unique idea, a life assurance bond linked to a portfolio of top quality holiday properties and which allows its investors to holiday in all its properties for life. Since then, it has attracted new investors every year, bringing the current total to well over 40,000.
HPB has no borrowings, and never has had. All its assets are purchased with new premium income. It also has an independent and regulated trustee, to whom your investment will be payable.
For a fuller explanation of the principal risks and benefits, please read “How HPB works”.
Ask for your fully illustrated holiday property brochure
Please read ‘How HPB works’ and then we will be delighted to send you our brochure, including our property portfolio, and your free copy of Insight Magazine.
Browse the beautiful holiday homes and magnificent locations where you can holiday as a Bondholder.
Simply fill in and submit the form or please call our brochure request line on 01638 674430.
- All brochure requests received by 30th October 2026 will be entered into our draw to win 6 individual cash prizes totalling £3,000. 1st prize £2,500, plus 5 runners up prizes of £100, all in cash.
- No purchase necessary. Drawn 30th October 2026 . Winners notified 6th November 2026. Claim prizes by 30th December 2026. Those under 18, HPB investors, employees, associates or those in their households are not eligible. One entry per household. Full rules on request.
“A world away from package holidays”
Ruth PennyWe’re not what you might call ‘hobby’ people. We’re not particularly keen walkers, or avid birdwatchers. But we just love to see the world. And the Holiday Property Bond makes it possible.
