Unforgettable holidays
in beautiful locations
From Cornwall to Spain, discover the exclusive world of HPB.
Become an HPB Bondholder and choose from over 30 stunning holiday spots and 1,500 properties across the UK and Europe.
With the Holiday Property Bond (HPB), you can enjoy a lifetime of holidays in dozens of beautiful locations, right across the UK and Europe. Our extensive portfolio of properties spans cosy cottages, stunning palazzos, historic houses and luxury villas. So, whether your dream break is walking in the Cotswolds or relaxing by a pool in Tuscany, there’s something to suit everyone’s taste.
But don’t take our word for it; we have over 40,000 discerning investors who are already enjoying a lifetime of holidays. We spoke to Sir David and Lady Davies, long-time bondholders who say they “could immediately see the additional advantages of HPB, both in terms of choice of locations and flexibility of dates”.
By becoming a Bondholder, you can take your pick from over 1,500 holiday properties. Your holiday entitlement is reissued each year, and increased in-line with standard increases across the holiday points chart, meaning your holiday booking power is protected. So you could holiday year after year after year.
Although HPB is all about the holiday benefits you can enjoy, it is an investment product. This means that it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read “How HPB works” for a summary of the principal risks and benefits.
To start thinking ahead to your next holiday, request your brochure to see our stunning properties in detail.
Please find out more the way that suits you…
A small selection from our portfolio of over 30 stunning holiday locations
Stigliano
Tuscany,
The hilltop village of Stigliano in Tuscany looks much as it did in the 13th century, but the buildings have been restored to provide attractive apartments.
Tigh Mor Trossachs
Trossachs,
This restored historic house provides superb holiday accommodation amid stunning Highland landscapes, overlooking the waters of Loch Achray.
Coreggia
Puglia,
In Puglia, with its gently rolling countryside, olive groves and vineyards, HPB owns several trulli – the cone-roofed cottages unique to the region.
Manoir du Hilguy
Brittany,
This magnificent 18th-Century château, in the Breton countryside, has been beautifully restored and converted to provide a unique holiday experience.
FAQs
What if I don’t enjoy my first holiday?
We are so confident that you will be delighted by the quality of HPB holidays that we are prepared to make you an unprecedented ‘Money Back Promise’:
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return.
Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount you originally invested.
This offer applies to the first holiday at any HPB owned property and which is taken by at least one of the Bondholders themselves.
How do you deliver good value holidays?
HPB’s holiday benefits are provided through a Holiday Points system, in which each £1 of your initial payment (minimum £5,000) entitles you to one Holiday Point every year. Each time you book a holiday, you exchange Holiday Points for the accommodation you want. These Holiday Points are reissued to you every year and if not used, can be "rolled over" for use in the following year.
You then pay only a no profit user charge, which covers property running and maintenance costs, rather than a commercial rental charge. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week.
Your holiday benefits don’t just last for your own lifetime – in due course you can pass your Bond on to your children and grandchildren for them to enjoy too.
What kind of standards can I expect on HPB holidays?
Wherever you go to an HPB location, you can expect a consistently high standard of comfort and service. All our villas, apartments and cottages are fully self-contained and fitted and furnished to high, modern standards.
All our properties, and the exclusive leisure facilities that come with them, are impeccably maintained by on-site staff. You have no maintenance worries at all. That’s a big advantage of HPB, compared with the alternative of buying your own holiday home.
Not only that, but we have an ongoing programme of refurbishment and improvement to keep HPB properties in tip-top condition.
Where and when can I go on holiday with HPB?
There are currently over 1,500 wholly owned HPB properties in 32 fabulous locations across 13 countries across Europe, including over 600 properties in 19 locations in the UK – and the number continues to grow. HPB has a knack for choosing unforgettable locations, such as the sun-drenched Algarve, the majestic Highlands of Scotland, the stunningly beautiful Aegean coast of Turkey and the picturesque Cotswolds. As Bondholders you can holiday in any of our holiday homes, in any location, at any time of year, subject only to availability and the level of your investment. And there are no exchange fees to pay.
How often can I go on holiday?
That depends on how much you choose to invest, when you want to go away, and what kind of properties you want. Many Bondholders are able to get away on holiday three, four or five times a year – especially as they can benefit from a wide range of special offers.
You can look forward to the same level of high quality holiday entitlement for the whole of your lifetime, no matter what happens to inflation. That is because when your Holiday Points are re-issued to you each year they are increased in line with standard increases across the Holiday Points chart, meaning your holiday booking power is protected, year after year after year.
Who are HPB and why can I trust you?
The Holiday Property Bond was founded in 1983 as a unique idea, a life assurance bond linked to a portfolio of top quality holiday properties and which allows its investors to holiday in all its properties for life. Since then, it has attracted new investors every year, bringing the current total to well over 40,000.
HPB has no borrowings, and never has had. All its assets are purchased with new premium income. It also has an independent and regulated trustee, to whom your investment will be payable.
For a fuller explanation of the principal risks and benefits, please read “How HPB works”.
Ask for your fully illustrated holiday property brochure
Please read ‘How HPB works’ and then we will be delighted to send you our brochure, including our property portfolio, and your free copy of Insight Magazine.
Browse the beautiful holiday homes and magnificent locations where you can holiday as a Bondholder.
Simply fill in and submit the form or please call our brochure request line on 0800 230 0391.
- All brochure requests received by 23rd December 2024 will be entered into our draw to win 6 individual cash prizes totalling £3,000. 1st prize £2,500, plus 5 runners up prizes of £100, all in cash.
- No purchase necessary. Drawn 23rd December 2024. Winners notified 8th January 2025. Claim prizes by 3rd March 2025. Those under 18, HPB investors, employees, associates or those in their households are not eligible. One entry per household. Full rules on request.
“A world away from package holidays”
Ruth PennyWe’re not what you might call ‘hobby’ people. We’re not particularly keen walkers, or avid birdwatchers. But we just love to see the world. And the Holiday Property Bond makes it possible.
