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Portugal is the world’s largest cork producer, with the rich-coloured cork oak trees covering much of the inland hill country. Cork bark began to be harvested commercially in Portugal around 300 years ago and the trees are responsible for supplying the corks for some of the best wines, as well as being used for flooring, fashion, and even in NASA spaceships - where it was previously used for insulation!
The cork oak forests around the Algarve provide very high quality cork and also create wonderfully scenic walking routes to explore; the trees are big and rugged with evergreen foliage, acorns and thick cork coats. The cork oak provides the area with a vital source of income and so are highly respected, with the cork industry ensuring protection and conservation of the woodlands they harvest from. The bark of the oak is carefully cropped by hand, using a special axe, every eight to 11 years. This exposes the reddish-brown bark beneath which will dull down to grey with ageing and the eventual re-growth of the cork. Whilst you're walking you may notice the white numbers painted onto the trunks – these refer to the last year that the trees were “de-corked”.
Luci loves getting out and about for a good cycle ride or easy-going walks in the countryside, and thoroughly enjoyed the time she previously spent working for the National Trust. Her love of writing started from a young age and on rainy days nothing beats curling up in a secret corner with a good book.
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Rocha Brava is part of the Holiday Property Bond's growing portfolio of outstanding holiday properties throughout the UK and Europe, imaginatively created over 32 years to combine "home from home" comfort with total relaxation. Currently the portfolio features 35 holiday developments, all in stunningly beautiful locations across 13 countries, with over 1,400 individual villas, apartments and cottages.
For a summary of how HPB can give you and your family a lifetime of wonderful holidays and the risks as well as the benefits of an investment please read "How and how much" below.
Then we would be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Exhibitions. Please just complete and submit this form or telephone our FREE brochure line on 0800 230 0391.
Data Policy By responding, you agree to us sending you further information by letter, SMS, telephone and/or email. We confirm that we will not pass your details to any unconnected parties but other members of our corporate group may also contact you in any of these ways with other holiday offers.
This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.
Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.
➤ You will receive our beautiful property portfolio
➤ Our full length DVD introduced by Bondholder & presenter Sue Barker
➤ And a list of forthcoming Open Days and Exhibitions
An initial payment from £5,000 and a quarterly fee of around £30 (that is around £120 a year), linked to RPI, gives you access to all HPB’s holiday homes. For each visit you will pay a no profit user charge, level throughout the year, to cover property running and maintenance costs, such as electricity, cleaning, gardening, refurbishment and local taxes and use of on-site facilities. For a studio for two this will average about £300 a week, for a two- bedroom property for four around £460 a week. Larger properties are also available.
HPB is all about holidays. There is no other return from your investment and your capital is at risk. You can surrender your investment back to the company after two years or more (subject to deferral in exceptional circumstances) but you will not get back the full amount you invested. What you do get back will reflect initial (25%) and annual (2.5%) charges, costs and changes in the value of the properties and securities in the fund in which your money, after charges, is invested.
