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On the 3rd Friday of the month Cartmel hosts a regular food market. This little medieval village in the south of the Lake District is perhaps best known for producing the famous Cartmel puddings. On Friday 16th December 2016 the local produce market will take on a bit of a festive twist in the run up to Christmas. There are different stalls and vendors each month but a few of the favourites are: Cartmel Village Shop, Mrs Kirkham's Lancashire Cheese and Kitridding Farm Shop. The market will be running from 10.00am to 4.00pm and is located adjacent to the Priory in Cartmel village.
If you head over to Kendal on the 17th December you will find the Christmas craft fair in the town hall. There are 15 stalls making an appearance selling local goods and handmade gifts.
Kendal's usual Farmer's Market returns on Friday 23rd and will be held in the market place in Kendal town centre. Things kick off at 9.30am and draw to a close around 3.30pm. You'll be able to stock up on some last minute fresh and local produce just in time for the family to descend on you for Christmas dinner! This market is actually the oldest farmer's market in Cumbria and is said to date back to the 12th century!
In Keswick this year there is a novel live advent taking place every day throughout December. To count the days down to Christmas an event will be taking place every day up until the 24th. At 4.00pm each day the pop-up festive event will mark one less day till Christmas! Events range from children's stories and carol singing to yummy vegan treats and a Santa's Grotto.
Luci loves getting out and about for a good cycle ride or easy-going walks in the countryside, and thoroughly enjoyed the time she previously spent working for the National Trust. Her love of writing started from a young age and on rainy days nothing beats curling up in a secret corner with a good book.
This advertisement is issued by HPB Management Limited ("HPBM") registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.
Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. HPBM promotes only HPB and is not independent of HPBA.
➤ You will receive our beautiful property portfolio
➤ Our full length DVD introduced by Bondholder & presenter Sue Barker
➤ And a list of forthcoming Open Days and Exhibitions
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of around £30 – that is around £120 a year.
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.
