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HPB provides holidays for life. It is however, an investment product so your capital is at risk. Read "How it works" for a summary of the principal risks and benefits.
As the Holiday Property Bond is an investment product we want you to understand its risks as well as its benefits.
Please view "How it works" for a summary.
Encosta Cabo Girão is part of the Holiday Property Bond's growing portfolio of outstanding holiday properties throughout the UK and Europe, imaginatively created over 32 years to combine "home from home" comfort with total relaxation. Currently the portfolio features 35 holiday developments, all in stunningly beautiful locations across 13 countries, with over 1,400 individual villas, apartments and cottages.
For a summary of how HPB can give you and your family a lifetime of wonderful holidays and the risks as well as the benefits of an investment please read "How HPB works" below.
Then we would be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Exhibitions. Please just complete and submit this form or telephone our FREE brochure line on 0800 230 0391.
By responding, you agree to us sending you further information by letter, SMS, telephone and/or email. We confirm that we will not pass your details to any unconnected parties but other members of our corporate group may also contact you in any of these ways with other holiday offers.
How HPB works: HPB is designed to give you and your family holidays for life. To achieve this, it is structured as a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit "User Charge" and Points issued with the Bond. There is a quarterly fee of under thirty pounds linked to RPI, with all other management fees paid from securities. You may cash in after two years at a value linked to that of the properties and securities but you may get back less than you paid because of charges and changes in the value of HPB's properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months. Minimum initial payment £5,000. No medical examination required. HPB is available exclusively through HPB Management Limited ("HPBM") who will only charge for their services if you invest.
This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Stanhope Capital LLP registered at 35 Portman Square, London, WH1 6LR. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.