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HPB provides holidays for life. It is however, an investment product so your capital is at risk. Read "How it works" for a summary of the principal risks and benefits.
As the Holiday Property Bond is an investment product we want you to understand its risks as well as its benefits.
Please view "How it works" for a summary.
HPB's portfolio of memorable holiday properties in beautiful locations has been carefully built up over 33 years. It now includes over 1,400 villas, apartment and cottages in 35 locations across 13 countries. Over 500 of these properties are here in the UK, chiefly located in National Parks and Areas of Outstanding Natural Beauty.
Discover our properties and locations below or request our full portfolio
You can visit an HPB property by attending one of our Open Days, which are held at HPB's UK properties throughout the month. Visiting an Open Day is an enjoyable way to see what HPB has to offer. Just turn up at the Open Day of your choice and see the Bond’s high standards for yourself.
If an Open Day location is not convenient, Open Events are held at hotels throughout the UK, where you can find out all you want to know in a relaxed and informal atmosphere.
How HPB works: HPB is designed to give you and your family holidays for life. To achieve this, it is structured as a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit "User Charge" and Points issued with the Bond. There is a quarterly fee of under thirty pounds linked to RPI, with all other management fees paid from securities. You may cash in after two years at a value linked to that of the properties and securities but you may get back less than you paid because of charges and changes in the value of HPB's properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months. Minimum initial payment £5,000. No medical examination required. HPB is available exclusively through HPB Management Limited ("HPBM") who will only charge for their services if you invest.
This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Stanhope Capital LLP registered at 35 Portman Square, London, WH1 6LR. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.