Over 40% of new investors first hear about HPB from existing investors, showing how enthusiastic people who know HPB are. And, in regular surveys, Bondholders tell us how happy they are with HPB holidays. Consequently, we feel confident in making this unprecedented offer:
- If you take your first HPB holiday within three years of investing and are not entirely happy, you have the right to encash your HPB investment within 14 days of your return.
- Whatever the encashment value, HPB Holdings Limited, the parent company of the HPB Group, will make up any difference so that you get back the full amount you originally invested including any adviser charge.
- This applies to a holiday at any HPB-owned property which is taken by at least one of the Bondholders themselves.
You will receive full details of the offer before you invest.
Our independent Trustee
As an investor in the Holiday Property Bond, your interests are further protected by: HSBC Trustee (Guernsey) Limited, which controls all HPB's assets and to whom your payment is made when you invest.
The Holiday Property Bondholders' Committee
This independent 'watchdog', the majority of whose members are democratically elected by investors, overseas the management's activities, from the selection of new locations to resolving holiday complaints.
Financial Services Regulation
In marketing the Holiday Property Bond, HPB Management Limited is authorised and regulated by the Financial Conduct Authority, which gives you important rights and safeguards. We and our representatives have to comply with all prevailing consumer protection legislation and the highest professional standards.
A 30 day 'cooling off period'
Even when you have invested in the Holiday Property Bond, you have 30 days to change your mind without penalty, as required by law.
HPB's holiday benefits are provided through a Holiday Points system, in which each £1 invested (including any adviser charge) entitles you to one Holiday Point each year. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, and the number of Holiday Points required depends on the location, property size and season.
Here are some examples of how it works in practice:
For two people, holidaying out of season:
A week in Barnham Broom, Norfolk from 1,520 Points
A week in Austria from 1,600 Points
And in the height of summer:
A week in Majorca from 8,750 Points
A week in Tuscany from 10,430 Points
A week in the Lake District from 8,500 Points
If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.
Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accomodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.
Our full colour Information Pack explains the benefits and privileges that are currently enjoyed by over 40,000 families just like yours. It also provides details of the bonus available to AA members. And the accompanying preview DVD showcases many of the glorious holiday destinations that could be yours to enjoy - rent free for life.
Remember, there's no obligation - and no sales person will visit (unless you ask them to). Just complete and submit this form.
For an explanation of the Holiday Property Bond see "How it works".
Request a brochure by 31st October 2014 for your chance to win in our £2,500 John Lewis Vouchers Prize Draw. Click here for details.
All brochure requests received by will be entered into our John Lewis Prize Draw to win 7 individual prizes totalling £2,500
1st prize £1,250, 2nd prize £750, plus 5 x £100 of John Lewis Gift Vouchers to be won!
No purchase necessary. Drawn 31st October 2014. Winners notified, winners list available 10th November 2014. Claim prizes by 29th December 2014. Cash alternative may be offered. Those under 18, HPB investors, employees, associates or those in their households are not eligible. One entry per household. Full rules on request.
Many thanks for your interest in the Holiday Property Bond.
You will receive your full-colour Information Pack and DVD within the next few days.