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HPB provides holidays for life. It is however, an investment product so your capital is at risk. Read "How it works" for a summary of the principal risks and benefits.
As the Holiday Property Bond is an investment product we want you to understand its risks as well as its benefits.
Please view "How it works" for a summary.
The Holiday Property Bond could do as much for your quality of life as it has done for many thousands of families who have already invested. That's why we invite you to get in touch with us in any of these 3 ways and please don't forget our unique 'Money back promise' and 'interest free loan' options.
The minimum initial investment is £5,000 (including advisor charge).
You can apply for an interest free loan of £3,000, repayable over 12 months, to get you started.
Full details are available on request.
In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return. Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.
This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.
Full details of the offer will be provided before you invest.
We would be delighted to send you our brochure, including our property portfolio, along with our full length DVD introduced by Bondholder Sue Barker and a list of forthcoming Open Days and Open Events. See the beautiful holiday homes and magnificent locations where you can spend your holidays as a Bondholder. Read more about how HPB works – and how it can give you and your family a lifetime of wonderful holidays.
Please complete and submit the form or, alternatively, telephone our FREE brochure request line on 0800 230 0391
By responding, you agree to us sending you further information by letter, SMS, telephone and/or email. We confirm that we will not pass your details to any unconnected parties but other members of our corporate group may also contact you in any of these ways with other holiday offers.
Your local HPB representative will be happy to call or meet you at a convenient time and place for an informal chat. Simply fill in your details and we'll do the rest.
Most of our representatives are Bondholders themselves. They are all approved by the Financial Conduct Authority and so are legally bound to act in your best interests.
The representative will give you all the information you need and then leave you to make up your own mind. He or she will talk to you about your holiday requirements and what level of investment is needed to secure the kind of holidays you want.
Attending an Open Day at an HPB holiday location is an enjoyable way to see what HPB has to offer. Just turn up and stay as long as you wish – there is no need to make an appointment. The representatives will introduce themselves and answer your questions. You will also be invited to inspect the site and see HPB’s high standards for yourself.
Alternatively, you are welcome to attend one of our Open Events at a hotel near you. You can chat to one of our representatives, ask your questions and watch our complete DVD 'travelogue' of HPB locations.
How HPB works: HPB is designed to give you and your family holidays for life. To achieve this, it is structured as a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit "User Charge" and Points issued with the Bond. There is a quarterly fee of under thirty pounds linked to RPI, with all other management fees paid from securities. You may cash in after two years at a value linked to that of the properties and securities but you may get back less than you paid because of charges and changes in the value of HPB's properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months. Minimum initial payment £5,000. No medical examination required. HPB is available exclusively through HPB Management Limited ("HPBM") who will only charge for their services if you invest.
This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Financial Services Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Stanhope Capital LLP registered at 35 Portman Square, London, WH1 6LR. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.