A more flexible alternative to timeshare
investment and holiday home ownership

25 years ago, the Holiday Property Bond turned traditional timeshare investment on its head - offering its investors a financial interest in an entire portfolio of villas, cottages and apartments. And enabling them to holiday at a choice of popular UK and European destinations rent free - at times to suit them.

Today, with over £250m net funds under management and no bank borrowings, this unique whole of life assurance bond continues to offer many of the advantages of holiday home ownership at a fraction of the cost. And without the associated legal and managerial complications.

A summary of how the Bond delivers these benefits - and the principal risks and benefits of an investment - is set out in the Further Information below.

Holiday how, where and when you choose

As a Holiday Property Bondholder, your holidays are not restricted to a particular week or location. Instead, you may use the Bond’s 1,200+ villas, cottages and apartments all year round.

You can pass your Bond – and its related holiday benefits – on to your children and grandchildren too.

Your exclusive holiday homes from home

Included in our unique – and growing – portfolio you’ll find villas, cottages and apartments, historic country houses, a French chateau, a Tuscan palazzo… there’s even a baronial Welsh castle.

Our locations are chosen to combine breathtaking backdrops with the very latest amenities – and a host of onsite and nearby attractions.

Which means however you choose to spend your holidays - cycling or rambling, bird watching or boating, golfing, angling, sight-seeing, sun-lounging or simply relaxing with a good book - you’ll find many Bond properties to suit you.

If you’ve any further questions – or you’re ready to find out more, without obligation - please send us an email

Or phone us FREE (UK only) on 0800 856 0065.

Why limit yourself to just one holiday villa cottage or apartment
- when you could have an interest in over 1200?

The Holiday Property Bond’s growing portfolio currently comprises:

Coming soon:

Over 100 villas and apartments in Almeria, Spain, and
50+ holiday cottages and apartments overlooking Morecambe Bay.

Further Information

How the Holiday Property Bond works - and how to make it work for you

The Bond is a life assurance bond investing, after initial charges, in properties and securities. Properties are booked for a no profit ‘user charge’ and Points issued with the Bond. There is a quarterly fee of around twenty-five pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £4,000. Encashment may be made under the terms of the 'Holiday Satisfaction Guaranteed' offer. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.

As a Holiday Property Bondholder, your interests are further protected by:

HSBC Trustee (Isle of Man) Limited - to whom all cheques are made payable, and who control all the fund's assets.

Financial Services Regulation - In the sale of Holiday Property Bond we are authorised and regulated by the Financial Services Authority. We and our representatives have to comply with all prevailing consumer protection legislation and the highest professional standards.

The Holiday Property Bondholders' Committee - a democratically elected 'watchdog', which oversees the manager's activities, from location selection to resolution of holiday complaints.

A 30 day 'cooling off period' - your right to change your mind without penalty, as required by law.

Unique holiday satisfaction guaranteed offer >>

The people behind the Bond

This advertisement is issued by HPB Management Limited (‘HPBM’) of HPB House, Newmarket, Suffolk CB8 8EH. HPBM are authorised and regulated by the Financial Services Authority and are the main UK agent for Holiday Property Bond (‘HPB’), issued by HPB Assurance Limited (‘HPBA’) registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

The Trustee of HPB is HSBC Trustee (Isle of Man) Limited registered at 3rd floor, Belgravia House, Circular Road, Douglas, Isle of Man IM1 1AE. The Securities Manager is Morgan Stanley & Co. International Limited registered at 25 Cabot Square, Canary Wharf, London E14 4QA. The Property Manager is HPB Management (International) Limited (‘HPBMI’) registered at Ground Floor, Neptune House, Marina Bay, PO Box 67, Gibraltar.

HPBM, HPBA and HPBMI are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.

HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB House, Newmarket, Suffolk, CB8 8EH.

Holiday Property Bond - Investing in lifetimes of luxury holidays
Holiday Property Bond - A more flexible alternative to traditional timeshare investment and direct holiday property ownership
The Bond
The Portfolio
Contact Us
Holiday Property Bond - A more flexible alternative to traditional timeshare investment and direct holiday property ownership
The Bond
The Portfolio
Contact Us
Click Here to Log In To Bondholders Area Click here to request your information pack or freephone 0800 856 0065
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Tigh Mor Trossachs, HPBs Stately historic house in the Scottish Highlands Stigliano, HPBs medievil hilltop village in the heart of the Tuscan countryside